Credit Card Answers

Thank you for addressing your requests to our service. We hope we can help you to resolve your problem. Yet, having no credit you have a real chance to start building your credit history. Quite enough banks, such as Millenium, First PREMIER, and Orchard, offer various options for the customers with bad/no credit history. This is a great opportunity for you. At this site we suggest you some variants of bad/no credit cards by First PREMIER Bank. Pay special attention to the most popular credit card - Centennial Gold MasterCard/Visa. See the link for the detailed information on this card and note that when applying for this one you may get an instant approval! So, feel free to compare the offered options, choose and apply online.

Thank you for addressing your requests to our service. You are free to exlore our balance transfer credit cards, however, we can recommend you our best choice. This is More Card from Discover. This one has 0% Introductory APR for 12 months on balance transfers, $0 Annual Fee, 10.99% Ongoing APR, and other features. Please examine the link offered for more detailed information.

Thank you for addressing your requests to our service. We hope our answer helps you to find a suitable variant. At our site, we do offer such cards. We recommend you Citi Diamond Preferred Rewards MasterCard. This one has cash back of 5% for any gasoline, no annual fee, APR as low as 11.74%, and other features. For more detailed information please explore our gas reward credit cards.

Thank you for addressing your requests to our service. Disney Rewards Visa is a credit card issued by Chase bank. First of all, this credit card is available only to the customers with good or excellent credit (660-749 and 750-850 of FICO score respectively). Evry time you use your card you earn Disney Dream Reward Dollars. Moreover, you can get free $15 Disney Store Gift Card. This credit card has also 0% introductory rate on balance transfers and purchases for one year. To get more detailed information and apply online please explore our Visa credit cards.

Thank you for addressing your requests to our service. We can recommend you a Secured MasterCard from Orchard Bank, since there are no unsecured credit cards with $0 annual fee at our site. Secured MasterCard requires a collateral of $200 minimum. However, this credit card has quite favorable terms and features for the customers with bad or no credit, for instance, $0 annual fee, low APR of 8.9%, 25 days of grace period, etc. Moreover, this credit card has guaranteed approval. To get more detailed information please explore our secured credit card applications.

Thank you for addressing your requests to our service. Yes, at our site there are quite enough options of credit cards with 0% introductory APR both on balance transfers and purchases. So there are several variants we would like to suggest. First of all, More Card from Discover Card. Second, Platinum Visa from Chase Bank. And third, Citi Platinum Select Card from Citibank. All of these credit cards have 0% introductory APR both on balance transfers and purchases for at least six months but mainly for 12 months, plus no annual fee. Of course, the terms and conditions of each credit card may be changed by a bank without our consent. Please keep in mind that these credit cards are available only to the customers with good or excellent credit, which is 660-749 and 750-850 of FICO score respectively. Visit our low APR credit cards page to get more information on each card.

Thank you for asking your question. Having FICO score of 620-659 implies your credit is fair, or average. At this site, we offer some credit card applications available to the customers with average credit. These are issued by the Capital One bank. They are: Platinum Max, Standard Platinum, No Hassle Points Rewards, and No Hassle Cash Rewards. In general, the terms and conditions of fair credit cards are more favorable in comparison with bad or no credit cards, so it will be definitely much easier to reach the good level. For instance, credit cards for fair credit allow balance transfers. Second, as you may see, the two of these credit cards offer cash rebates and points rewards. So all you have to do is choose an appropriate credit card basing on your needs and demands. Please explore our fair credit cards to get more detailed information on each variant offered and apply online.

Thank you for your question. At our site we also offer some options of instant approval credit card applications. However a customer should be careful with these. Speaking of 'instant approval' we should first of all mention that this term does not imply that you receive your credit card IMMEDIATELY. This is, of course, impossible, due to various reasons. The process is: you fill in the application form, send this one to a bank online, and the decision is sent to you via email in two-five minutes. In case your application is approved, a card is sent to you by mail, and you will receive it in two or three weeks. At this site we suggest credit cards with instant approval issued by the leading US banks, such as American Express, Citibank, Capital One, and Discover Crad. There are also credit cards with instant approval available to the customers with bad or no credit - for instance, Centennial Gold MasterCard/Visa from First PREMIER Bank. Please visit our instant approval credit cards page to get more specific information onb each credit card.