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Capital One® Card Lab

Gold Delta SkyMiles® Credit Card

American Express

Gold Delta SkyMiles® Credit Card        
 

Card Category:

Consumer

Card Type:

Unsecured

Required Credit Rating:

Excellent / Good

Issuing Country:

United States

   
For explanation of each icon click here
Miles   Cash   Points   Charity
 
     
   
 
  • 9.99% APR on Balance Transfer for the first 12 months.
  • First Year Fee-Free, $95 thereafter.
  • 20,000 bonus miles after first purchase.
  • 5,000 bonus miles for adding an additional cardmember.
  • One mile for every other eligible dollar spent.
 
 

Credit Card Rates

             
 

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

14.49%

Default APR:

see terms

Minimum Grace Period:

20 days

Minimum Finance
Charge:

$0.50

     

Introductory APR:

9.99%

Introductory Period:

12 months

Ongoing APR:

14.49%

Default APR:

see terms

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

     

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

see terms

Default APR:

see terms

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

 
         

Credit Card Transaction Fees

             
 

Minimum:

$017

Fee Rate:

n/a

Maximum:

n/a

     

Minimum:

$5

Fee Rate:

3%

Maximum:

n/a

     

Minimum:

see terms

Fee Rate:

see terms

Maximum:

see terms

 
         

Credit Card Other Fees

             
 

Setup Fee:

$0

     

Annual Fee:

$016

     

Late Payment Fee:

see terms

 
         
16 No annual fee for the first year, then $95 thereafter; $45 if you are a qualified American Express Cardmember.
17 There is no balance transfer transaction fee associated with this offer. However, future balance transfers may incur a fee as disclosed at the time of the applicable offer or transaction.
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